We Remove the Stress and Confusion of Finance Approvals.
Expert Lending Solutions Tailored to You.
We Remove the Stress and Confusion of Finance Approvals.
Expert Lending Solutions Tailored to You.
complete below so YOU CAN Unlock Your Best Finance Options Today!
CUSTOMER TESTIMONIALS
ℹ️ Are you thinking of upgrading your car?
ℹ️ Have you been dreaming of a specific purchase?
ℹ️ Are you looking to expand your business?
Don't worry, we can help!
What Do We Finance?
Car Loans
For new, used, and everything in between.
At Apex Finance Co, we make car finance simple and stress-free. Whether you’re buying new, used, from a dealer, or privately, we’ll compare options across a wide lender panel, secure competitive rates, and guide you through a smarter application process - so you can drive away with confidence.
Caravan Finance
Freedom on the open road starts here.
Whether it’s a family getaway or life on the road, Apex Finance Co makes caravan finance simple. We’ll help you find the right loan for new or used caravans, with flexible options and personal guidance every step of the way - giving you confidence and freedom to explore.
Marine Finance
Set sail with confidence.
From jet skis to cruisers and everything in between, Apex Finance Co makes marine finance simple. With access to a wide range of lenders, we’ll compare options to suit your goals and budget - providing flexible, transparent, and personal finance so you can get on the water sooner.
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Motorcycle Finance
For the road ahead - or the dirt track.
Whether it’s your first bike, a weekend ride, or an upgrade, Apex Finance Co can help make it happen. We’ll find the right loan for your lifestyle and budget, covering both road and off-road bikes - fast, flexible, and easy finance so you can ride away with confidence.
Debt Consolidation
Simplify your finances and take back control.
Multiple loans or high interest rates? Apex Finance Co can help you simplify your finances. We’ll compare lenders and consolidate your debts into one easy repayment, reducing stress and helping you regain control - clear, manageable, and designed around your needs. That’s finance made simple.
Home Improvements
Transform your home, your way.
Whether it’s a renovation, outdoor upgrade, or energy-efficient improvement, Apex Finance Co can help bring your plans to life. With access to a wide lender panel and flexible options, we’ll tailor a finance solution that suits your project, budget, and goals - with fast, friendly service throughout.
Equipment & Asset Finance
Vehicles, machinery, tools, and technology to keep your business running efficiently.
Keep your business moving with access to funding for the tools, vehicles, and machinery that drive your operations. Apex Finance Co works with a wide lender panel to provide flexible solutions that match your cash flow, helping you invest in the assets you need without tying up capital.
Business Loans & Lines of Credit
Working capital, expansion, or short-term cash flow support.
From short-term working capital to long-term expansion, we can help you access the right funding for your business needs. With competitive rates and tailored repayment terms, Apex Finance Co ensures you have the financial support to manage growth and day-to-day operations with confidence.
Truck & Transport Finance
Smart finance solutions to keep your transport business running strong.
Keep your business moving with tailored truck and transport finance from Apex Finance Co. Whether you’re upgrading your fleet or purchasing your first vehicle, we’ll find the right solution from our wide lender panel - helping you stay on the road and ahead of schedule.
STILL NOT SURE?
Frequently Asked Questions
Question 1: What documents are required?
Most lenders only need two recent consecutive payslips and your driver licence to get started. Some loan types may require additional details, and we’ll guide you through exactly what’s needed.
Question 2: How long does approval take?
Many applications are approved same day, with some lenders providing outcomes within a few hours. More complex loans may take longer, but we keep you updated at every step.
Question 3: Will applying affect my credit score?
We protect your credit file by reviewing your situation upfront before any credit checks occur. This ensures we match you with the right lender to avoid unnecessary enquiries.
Question 4: Can you help if I've been declined elsewhere?
Absolutely. We work with a diverse panel of lenders, including options for customers who don’t meet traditional bank criteria. We’ll assess your situation and find the best path forward.
Question 5: Do I need to be employed to apply?
Most lenders require sustainable income, but this can include full-time, part-time, casual, contract, or self-employed earnings. If unsure, we can review your situation and advise.
Question 6: Do you charge any fees?
Yes, there is a fee involved, but it’s not charged upfront. The fee is included in your loan and paid on settlement, so you're never out of pocket. In most cases, it adds only a few dollars to your monthly repayment - often less than the cost of a cup of coffee.
Question 7: What interest rate will I get?
Rates depend on your credit profile, income, loan type, and lender requirements. We compare options across 30+ lenders to secure the most competitive rate available.
Question 8: Can I pay off my loan early?
Yes. Many lenders allow early pay outs, often with minimal or no break fees. We’ll help you choose a lender that aligns with your preferred repayment flexibility.
Question 9: What can I use a Personal Loan for?
Personal loans can be used for cars, caravans, boats, home improvements, debt consolidation, travel, medical needs, weddings, and more. If you have a goal, we can help you get there.
Question 10: How do I apply?
You can apply online in minutes or contact us directly. Once we receive your details, we’ll review your situation, request any required documents, and begin matching you with suitable lenders.
About us
Hey, We're Apex Finance Co!
At Apex Finance Co, we believe that finance should be simple, transparent, and personal. Based in Brisbane and proudly servicing clients Australia-wide, we help individuals and businesses secure the right lending solutions, including asset finance options for cars, caravans, marine and equipment. We also specialise personal loans for individual and business and commercial lending.
Founded by Joshua Dunmore, who brings over 20 years of experience in consumer and commercial lending, Apex Finance Co was built on one principle: customer first service. We take the time to understand every client’s goals, ensuring each solution is tailored, competitive, and delivered with care, whether it's car loans, caravan and asset finance, or other personal or business lending.
Working alongside individuals, mortgage brokers, accountants, lenders, and referral partners, we act as a trusted extension of their brand, helping every client reach their financial Apex.
40+ Lenders on Panel
Customer Focused Service
Helping You Reach Your Apex in Finance
